:root{--ink:#14202b;--muted:#55616b;--bg:#f4f7f8;--paper:#fff;--line:#dce5e8;--accent:#0b806f;--accent2:#1263a0;--pale:#e5f6f1;--shadow:0 18px 50px rgba(20,32,43,.07)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--bg);font-family:system-ui,-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;line-height:1.7}a{color:inherit}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid #f0a824;outline-offset:3px}.wrap{max-width:1160px;margin:auto;padding:0 24px}.topbar{background:#102c38;color:#d8f1ed;font-size:12px;letter-spacing:.08em}.topbar .wrap{display:flex;justify-content:space-between;gap:16px;padding-top:8px;padding-bottom:8px}.site-header{background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20;backdrop-filter:blur(12px)}.header-inner{display:flex;align-items:center;justify-content:space-between;min-height:74px;gap:20px}.brand{display:flex;align-items:center;gap:10px;font-weight:800;text-decoration:none;font-size:17px;white-space:nowrap}.mark{width:34px;height:34px;border-radius:11px;background:linear-gradient(140deg,var(--accent),var(--accent2));color:white;display:grid;place-items:center;font-size:20px}.nav{display:flex;align-items:center;gap:24px}.nav a{text-decoration:none;color:#31404b;font-weight:600;font-size:14px}.nav a:hover,.nav a[aria-current=page]{color:var(--accent)}.menu-toggle{display:none;border:1px solid var(--line);background:#fff;border-radius:10px;padding:8px 11px;font:inherit}.hero{background:radial-gradient(circle at 84% 20%,#d9f2e7 0,transparent 29%),linear-gradient(145deg,#eff7f5,#f8fbfc 64%);border-bottom:1px solid var(--line)}.hero-inner{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(260px,.85fr);align-items:center;gap:48px;padding-top:72px;padding-bottom:72px}.eyebrow{font-size:12px;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--accent)}h1{font-size:clamp(32px,4vw,54px);line-height:1.18;letter-spacing:-.04em;margin:15px 0 22px}h2{font-size:clamp(25px,2.8vw,34px);line-height:1.25;letter-spacing:-.025em;margin:0 0 14px}h3{font-size:19px;line-height:1.35;margin:0 0 9px}.lead{font-size:18px;color:var(--muted);max-width:670px}.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:29px}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:10px 18px;border-radius:11px;text-decoration:none;font-weight:700;border:1px solid var(--accent);background:var(--accent);color:#fff}.btn:hover{filter:brightness(.93)}.btn.secondary{background:#fff;color:var(--accent)}.hint{font-size:12px;color:var(--muted);margin-top:12px}.hero-card{background:#fff;border:1px solid var(--line);border-radius:24px;padding:28px;box-shadow:var(--shadow)}.hero-card .badge{display:inline-block;background:var(--pale);color:var(--accent);padding:4px 10px;border-radius:20px;font-size:12px;font-weight:700}.hero-card ol{margin:20px 0 0;padding-left:22px}.hero-card li{margin:12px 0}.section{padding:72px 0}.section.alt{background:#fff}.section-head{max-width:700px;margin-bottom:28px}.section-head p,.copy{color:var(--muted);margin:0}.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.card{background:var(--paper);border:1px solid var(--line);border-radius:18px;padding:25px;min-width:0}.card .num{color:var(--accent);font-weight:800;font-size:13px;letter-spacing:.1em;margin-bottom:20px}.card p{color:var(--muted);margin:0}.link-arrow{color:var(--accent);font-weight:700;text-decoration:none}.link-arrow:hover{text-decoration:underline}.split{display:grid;grid-template-columns:1fr 1fr;gap:28px;align-items:start}.soft-panel{background:var(--pale);border:1px solid #bee2d8;border-radius:20px;padding:28px}.soft-panel ul{margin:12px 0 0;padding-left:20px}.soft-panel li{margin:10px 0}.faq{display:grid;gap:10px}.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:15px 18px}.faq summary{font-weight:700;cursor:pointer}.faq details p{color:var(--muted);margin:10px 0 0}.article{max-width:860px;padding-top:62px;padding-bottom:78px}.article h1{font-size:clamp(30px,3.5vw,44px)}.article .lede{font-size:18px;color:var(--muted);margin-bottom:30px}.article h2{margin-top:42px}.article p{color:#3c4b56}.article ol,.article ul{padding-left:23px}.article li{margin:10px 0}.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:14px;background:#fff}table{border-collapse:collapse;width:100%;min-width:540px}th,td{padding:15px 18px;text-align:left;vertical-align:top;border-bottom:1px solid var(--line)}th{background:#edf5f4;width:28%}tr:last-child th,tr:last-child td{border-bottom:0}.note{background:#fff8e9;border-left:4px solid #d7932e;padding:16px 19px;border-radius:0 9px 9px 0;color:#604b2f}.steps{counter-reset:step;display:grid;gap:14px}.step{display:grid;grid-template-columns:42px 1fr;gap:15px;padding:20px;background:#fff;border:1px solid var(--line);border-radius:14px}.step::before{counter-increment:step;content:counter(step,decimal-leading-zero);font-weight:800;color:var(--accent)}.step h3{margin:0 0 4px}.step p{margin:0;color:var(--muted)}footer{background:#102c38;color:#d3e4e7;padding:46px 0 26px}footer .footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:28px}footer a{color:#d3e4e7;text-decoration:none}footer a:hover{text-decoration:underline}footer ul{list-style:none;padding:0;margin:10px 0}footer li{margin:8px 0}footer p{color:#aac2c7}footer .fine{border-top:1px solid #31515a;margin-top:30px;padding-top:20px;font-size:12px;color:#aac2c7}.kicker{display:inline-block;color:var(--accent);font-size:12px;letter-spacing:.13em;font-weight:800;margin-bottom:10px}.tiny{font-size:13px;color:var(--muted)}@media(max-width:800px){.hero-inner,.split{grid-template-columns:1fr}.hero-inner{gap:28px;padding-top:54px;padding-bottom:54px}.grid{grid-template-columns:1fr 1fr}.hero-card{max-width:640px}.nav{gap:14px}}@media(max-width:600px){.wrap{padding-left:18px;padding-right:18px}.topbar .wrap{display:block}.topbar .wrap span+span{display:none}.header-inner{min-height:64px}.brand{font-size:15px}.menu-toggle{display:block}.nav{display:none;position:absolute;left:0;right:0;top:64px;background:#fff;padding:16px 18px 22px;border-bottom:1px solid var(--line);box-shadow:var(--shadow);flex-direction:column;align-items:stretch;gap:0}.nav.open{display:flex}.nav a{padding:10px 2px}.hero-inner{padding-top:44px;padding-bottom:45px}.lead{font-size:16px}.hero-card{padding:22px}.section{padding:54px 0}.grid{grid-template-columns:1fr}.card{padding:22px}footer .footer-grid{grid-template-columns:1fr;gap:14px}.article{padding-top:44px;padding-bottom:54px}}